IVRy, a Tokyo-based conversational voice-AI SaaS company, announced ¥4.5 billion in debt financing in late May 2026, according to Nikkei xTECH and other outlets. The borrowing came from Japan’s three megabanks: Sumitomo Mitsui Banking Corporation, Mizuho Bank, and Mitsubishi UFJ Bank.
The company said proceeds will fund development of its AI phone-support service and a data platform that integrates and analyzes communications data such as calls and emails. IVRy’s service starts at ¥3,000 per month and is used by hospitals, restaurants, and e-commerce operators.
IVRy reported surpassing 60,000 cumulative installed accounts as of April 2026. Japanese reporting put the company’s cumulative funding at roughly ¥15.1 billion following the debt raise.
The all-debt structure is notable: securing megabank lending without dilution signals growing lender confidence in revenue-generating Japanese AI SaaS businesses.